This month, the Vermont Mentoring Partnership (VMP)leads the state into Mentoring Month, created to recognize the importance of mentoring nationwide. VMP, an organization connecting youth and adults in mentoring programs throughout Vermont, is taking the opportunity to honor Vermont mentors’ dedication and strong sense of community service. VMP currently supports 136 mentor programs statewide, serving over 2,000 youth.The theme for National Mentoring Month is “Who mentored you? Thank them … and pass it on! Mentor a child.” The philosophy behind “Who mentored you?” is to encourage individuals to recognize the importance of mentoring by inspiring them to think about people in their own lives– family members, teachers, coaches, clergy, neighbors– who provided support, and helped them learn and become who they are today.Okemo Mountain Resort and VMP team up on Thursday, January 16 to pay tribute to Vermont mentors and their youth matches. Okemo is donating ski passes and discounting equipment rentals to reward Vermont’s mentors for their hard work and dedication. “Okemo Mountain Resort boasts excellent skiing conditions as well as a long history of community involvement,” said Damon Tabor, VMP Executive Director. “Ski Day presents an unparalleled opportunity for mentors and their protégés to hit the slopes for a full day of free skiing and riding.”Governor Jim Douglas will read a statement proclaiming January to be Vermont Mentoring Month at his regularly scheduled press conference, while mentors and their youth matches look on. President Bush issued his proclamation on January 2, calling upon “the people of the United States to recognize the importance of being role models for our youth, to look for mentoring opportunities in their communities, and to celebrate this month…”Research shows that youth-adult mentor matches improve student grades, school attendance, career options, family relationships, and prevent drug and alcohol initiation. One of 23 state partnerships created by the National Mentoring Partnership, the VMP provides training, certification, funding, workshops, conferences, and technical assistance to the Vermont mentoring community.A media campaign accompanies VMP’s community outreach and educational activities during this month. For more information about mentoring in Vermont, log on to the Vermont Mentoring Partnership website (www.vtmentoring.org(link is external)) or call 1-800-VT-MENTOR.
I’m always on the lookout for useful tools. As a department of one, I’m short on time, but have plenty to do. Here are three of my favorite tools:Canva: For designing simple graphics.I am not trained as a graphic designer, so I don’t know all the tricks of the trade. I don’t use Canva all the time, because it does have limitations. I use it for quick social media graphics, flyers or simple invitations. Upload your own photo or choose from free backgrounds, photos and tons of graphical elements. Here’s a quick graphic I did with one of my photos.Wordmark.it: For finding the ideal typeface.Don’t let anyone tell you fonts aren’t important. A great typeface is what holds your marketing materials together. Wordmark.it allows you to see how a word looks in all the fonts that are installed on your computer. See them on a white background, black background, all lowercase or all caps. This is a great way to find a new font, or isolate a word that you want to stand out in your materials. Here’s one I did using “credit union.”Feed.ly: For catching up on the latest news.Anyone remember iGoogle? I was annoyed when Google discontinued support of that feature. I housed all my RSS feeds on iGoogle. Reluctantly, I moved over to Feed.ly, which works just fine, and offers different layouts for a variety of experiences. Feed.ly is a news aggregate that allows you to quickly glance at all the news important to you.And these tools are all free…what are some your favorite tools or websites? 17SHARESShareShareSharePrintMailGooglePinterestDiggRedditStumbleuponDeliciousBufferTumblr,Susan Dyer Susan is the Communications Director for the Heartland Credit Union Association, the trade association for credit unions in Kansas and Missouri. She has been a part of the marketing and … Web: HeartlandCUA.org Details
(WBNG) — While the talk of the town may be the beginning of the reopening process, one Binghamton financial advisor is urging everyone to proceed with caution. Sydlansky stresses that many lenders understand the current situation and will be willing to work with borrowers to adjust their repayment plan. He says believe it or not, you and your lender actually have a common goal. Sydlansky says that since the crisis has meant people are staying at home more many are saving money on things like gas, trips to restaurants, and recreational activities. He says this is not only an opportunity to save money but to take a look at where you can make cuts. If you do end up with an excess amount of cash because you’re spending less money during the crisis, Sydlansky says resist the urge to spend or invest it. With recent talk of a possible second wave of the virus, Sydlansky says the best thing you can do to prepare for the remainder of the crisis is to create and maintain an emergency account. He says the goal should be to have funds to cover three to six months of expenses. If you are unable to set aside that extra cash and find yourself struggling due to the crisis, he says to take a look at ways to reduce your biggest expenses such as car payments, mortgage bills and student loans. “Refill your emergency account. there could be a second wave and we could be doing this all over again in three or four months where the service industry is shut down so I would say prepare for this to happen again,” he says. “Start with something even if it’s 5, 10, 20, dollars out of a paycheck, you’ve got to start somewhere” he says. “Once you get into the habit it will be a lot easier to keep that going.” “I would encourage people to see where their spending has been the last month or two and say ‘wow I’ve been without that cup of coffee and I’ve been without that trip to the movies if I needed to I can cut back on this.'” “You want to learn from a situation like this if you weren’t prepared this time learn what you can do differently in the future,” said Paul Sydlansky of Lake Road Advisors. “Reach out to some of your lenders and see if you can negotiate, see if you can get rates lowered and see if you can get payments skipped,” he says. “Ultimately they’re going to want to work with you to help you out in the short term because they don’t want you to default on that loan or have problems in the long term.”
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“But pension funds are reacting – they are looking at plan design and de-risking adjustments and choosing more conservative technical parameters.”One example of this is the PKSBB, the pension fund for Switzerland’s federal railways, which announced in recent months that it would lower its discount and conversion rates and shift to generation tables for its longevity calculations.But Markus Hübscher, managing director at PKSBB, warned that interest rates were “falling faster than we can adjust our technical parameters”.He added that the PKSBB had rejected plans to increase investment risk or risk budget, as the company feared it might have to pay more money into the scheme. However, the SBB has decided to buffer losses suffered by members through cuts in the conversion rate and will help the Pensionskasse to top up pension payouts.This way, pensions will be kept at the level promised under the 5.8% conversion rate, despite the rate’s being cut to 5.22%.Hübscher said the current debate on negative interest rates and the difficult market environment in Switzerland had helped make plain these measures to members.“Before, many members did not understand the link between low interest rates and low expected returns of a pension fund,” he said.“But, with a negative interest rate, now they understand.”Peter Zanella, managing director at Towers Watson Switzerland, speculated that the debate might actually help sway public opinion on a number of contentious changes planned under the Altersvorsorge 2020 reform proposal.In 2010, the voters rejected a cut in the conversion rate to 6.4%, but now the proposed cut to 6% might be “easier to achieve”, he said.And Lukas Riesen, a partner at PPCmetrics, said the situation regarding pension payouts was actually better than expected, because, at the time the payout levels were guaranteed, providers had actually factored inflation into their calculations, which has not occurred.“The system in itself remains good,” he said. “It just needs to be adjusted to reality.” Swiss pension funds are trying to look on the bright side of their new-found situation, brought about after the issuance of 10-year government bonds with negative interest rates.Christoph Ryter, president at the Swiss pension fund association ASIP, said a number of changes to technical parameters had already been accounted for, particularly at pension funds managing above-mandatory assets, which is currently the majority.“I do not see vultures circling over the Pensionskassen yet,” he said. “They can adapt to the situation.”Responding to media reports warning of possible funding problems in the Swiss second pillar, Olivier Vaccaro, a consulting partner at Aon Hewitt, said: “Of course, if the current environment remains the same, there will be a big problem.
By the time Adrian guards took their eyes off Syracuse defenders and the ball they were flinging around the perimeter, the final seconds of the shot clock were ticking away.It wasn’t that the Bulldogs forgot to shoot, just that too often scoring was an afterthought to not losing possession. SU’s poor shooting allowed its Division III opponent to stay within striking distance of the Orange in the first half. But No. 23 Syracuse’s final preseason game ultimately devolved into a full-court physical mismatch and learning experience, which SU won 84-35 in front of 7,680 in the Carrier Dome on Monday night.“It doesn’t get frustrating to go on the court and think we’re better than anybody because that’s the mindset that we should have when we play against this team, Duke, North Carolina, it doesn’t mater who we play against,” freshman point guard Kaleb Joseph said. “We should always go in thinking that we’re going to win and that we are the best team.”Rakeem Christmas didn’t have to jump to block shots. Adrian’s tallest player was 6 feet, 5 inches. Open shots were easy to come by for the Orange. Simple perimeter passing stretched the Adrian defense. But for much of the game, Syracuse simply wasn’t making its shots.In a two-minute span of the first half, five Syracuse players combined to take and miss seven shots, including a Ron Patterson layup, and five SU players also combined to snag six offensive rebounds. The Orange scored just three points in that time but led 15-6 after a pair of Chris McCullough free throws. Monday’s test was mental more than anything.AdvertisementThis is placeholder text“We knew that we were bigger than them and more skilled,” junior guard Trevor Cooney said. “But you got to come out and you got to come ready to play, no matter who you’re playing you got to come out ready. And if not it could be a close game and you never know what’s going to happen.”SU’s shooting struggles were reflected in Cooney’s game. At halftime, he was shooting 2-of-7, 28.6 percent from the field. The Orange led 37-24 and it was after shooting 12-of-41, 29.3 percent, from the field.But 58 seconds into the second half, Christmas punched away a Curtis Gordon shot. Seconds later, Adrian was whistled for its fourth of sixth shot clock violations in the game. Cooney hit his first of two 3s in the game on the next possession from just inside the right wing to give SU a 41-24 lead.Two more Adrian shot clock violations, 10 minutes and 19 more Syracuse points followed before Adrian got a point. It was a free throw.“Well we made a couple shots, we had a couple improvements,” SU head coach Jim Boeheim said. “… Second half we just made some more shots. That’s all.”Boeheim continued to shuffle through his nine-deep lineup. Chinonso Obokoh, recovering from a right thigh tear, was the only SU player who played less than 20 minutes, playing 11. And no one other than Joseph and Tyler Roberson — who played 27 — played more than 25.The uncontested shots that the Orange had clanked in the first half began to fall. When they didn’t, SU could count on breakaways against a team that barely had time to spot the rim.As the game drained away, the Carrier Dome crowd stopped celebrating blocks. Syracuse finished with 10 and the blocks more closely resembled kills in a volleyball match. In the final five minutes, as a game that Adrian never led ticked away, the loudest cheers went up for McCullough’s layup with 4:24 remaining. Syracuse led 76-29. There was nothing left for SU to win in the game — besides free tacos for anyone with a ticket.“I think it wasn’t too hard to manage the game tonight,” Jospeh said. “I think we got a lot of great shots and guys were aggressive, so this wasn’t really too tough.” Comments Published on November 10, 2014 at 9:07 pm Contact Jacob: firstname.lastname@example.org | @Jacob_Klinger_ Facebook Twitter Google+
DES MOINES — A panel that estimates how much tax revenue the state of Iowa will collect predicts a slight slow down in the next budgeting year that starts July 1.Dave Roederer, the governor’s budget director, says he and the other two members of the panel know there’s a recession ahead, they just don’t know when.“It’s kind of like we’re heard for how many weeks that someday it’s going to quit snowing and so, you know what, it’s going to happen. We just don’t know when it’s going to happen,” Roederer says. “…We still have employers in this state and in the rest of the country that are trying to hire additional employees, so that’s always kind of an indicator as well.”The State Revenue Estimating Conference predicts lawmakers will have about $20 million less to work for next year’s budget. That won’t impact budgeting right now because Republican leaders in the House and Senate already were planning to spend significantly less than the total revenue estimate released Friday.In each of the past two years, lawmakers had to make mid-year cuts in the state budget, but current state tax receipts are steady and cuts are not necessary.
There was just enough wind to blow the flotilla slowly to anchor just off Bang Saray. This is when the real fun started with the children jumping into the small dinghies and canoes supplied by Ocean Marina. Paddling around on a nice flat sea gave them a chance to let off steam and judging by the shouts of excitement, this is when they could all enjoy the water. Swimming was also on the agenda and included some screaming while jumping off the high deck of the biggest boat. If the noise level was any indication of the fun being had …it was very high indeed!A day out at sea can be great fun for all.The relative quiet that followed was an indication that lunch had arrived and appetites were high. Then it was time to head back to the marina. Luckily the wind had picked up enough for the small racing yachts to give the children their first taste of what racing is all about, and judging by their reaction and screams they all seemed to enjoy it.And so it was back to terra firma but the fun had not stopped. The children politely lined up to receive their t-shirts, emblazoned with a sailing yacht, as a memento of the day. Then it was group photo time followed by some heart tugging thank you speeches from a whole range of children of all ages, down to a two year old that simply stole everyone’s heart. Luckily the mood was lightened with the arrival of some delicious ice cream, generously sponsored by a local company that is always at the front of the queue when it comes to offering help on such occasions.All hands to the wheel – children from the Camillian Center steer for home.It is a great credit to the foundation that cares for these children that they were all well dressed, well behaved and polite but still retained that essential of all children… full of life and mischievousness.A big “thank you” goes to the organizers and everyone who contributed to a wonderful day!Note: For more information on the Camillian Center, visit website: www.hiv-aids-kids.org. In this day and age of what seems to be almost daily bad news, it comes as a great relief to be able to bring an uplifting story about a group of good people.A small band of sailors, based at Ocean Marina Yacht Club near Pattaya, got together recently and organized a day out for the children of the Camillus Foundation of Thailand. These are orphans and most of them carry the added burden of being infected with HIV. By giving their time, energy and resources, this small group of sailors provided a day out to remember for 50 children and their ten carers. It was also a day out to remember for the organizers because these children were so happy, well behaved and appreciative of the day’s fun.Orphans and more experienced deckhands pose for a photo on one of the luxury yachts.Credit must also go to the staff and management at Ocean Marina Yacht Club who backed up the organizers with enormous help and assistance, both on and off the water, and a big “thanks” goes to them.The weather was very kind and provided a nice calm day with good shade from the normally merciless sun. And so a small flotilla set off from the marina in yachts ranging from multi-million dollar catamarans to small racing yachts so that the children could witness the wide variety of craft based here that provide fun for their owners.